Getting into a car accident can be jarring, but being deemed at fault can make the experience even more distressing. You may be panicked, confused about what to do next, and worried about the consequences. However, it’s important to remain calm and follow some key steps after an accident you have caused in order to properly address the situation.
Having a plan in place provides guidance on what to do next so you can move forward in the best way possible. From checking on injuries to contacting your insurance provider, these five tips will help you know how to handle an accident where the other driver is not at fault.
Check on the Safety of Everyone Involved
The first thing you should always do after a car accident is to make sure you and everyone else involved are unharmed. According to the National Highway Traffic Safety Administration (NHTSA), over 2.7 million people are injured every year in the United States due to motor vehicle crashes. If there are any injuries or you suspect injuries, call 911 immediately to get medical personnel on the scene. Administer first aid if you can safely do so while waiting for help to arrive.
Exchange Information
Once you’ve addressed any immediate medical needs, exchange contact and insurance information with the other driver(s). This includes names, phone numbers, driver’s license numbers, license plate numbers, insurance details and make/model of vehicles. If there are passengers or witnesses, try to get their contact information too. Having this information is crucial for both insurance claims and potential legal action.
Document the Scene
Use your phone to take pictures of the accident scene, including damage to both vehicles and surroundings like street signs or weather conditions—approximately 21% of crashes can actually be attributed to the weather conditions at the time. Avoid moving vehicles until the police arrive, unless it’s necessary for safety reasons. The police will create an official accident report, but having your own documentation from the scene gives you records from your perspective.
Contact Your Insurance Company
One of the most important steps is to contact your auto insurance provider as soon as possible after an accident. According to the Insurance Information Institute, approximately 6 million car accidents occur in the U.S. each year, most of which involve insurance claims. Provide your insurer with details of what happened and follow their instructions for getting your damaged vehicle repaired or replaced. Cooperating fully with your insurance company will help facilitate the claims process.
Consult an Attorney
Especially if injuries or significant vehicle damage are involved, it can be very beneficial to contact experienced personal injury attorneys or car accident lawyers for advice and representation. An attorney can deal with insurance companies on your behalf, make sure you receive full and fair compensation, and defend you if you are sued by the other driver. Legal expertise is invaluable if your accident results in complex legal or insurance matters.
Being deemed at fault for a car accident can be difficult, but taking the right steps afterward is critical. Focus first on safety, then document evidence, contact insurers, and don’t hesitate to involve legal counsel for guidance during the claims process. Knowing what to do after an accident you caused will help limit stress and ensure the best possible outcome for your situation.